FINANCIAL SERVICES IN HERTFORDSHIRE
Mortgages
A mortgage is likely to be the single largest financial commitment you ever make. There are a wide range of mortgage products out there, with varying interest rates and repayment options available.
In this ever-changing lending environment, it is vital to leverage our strong relationships with leading mortgage providers and specialist lenders to secure the necessary funding.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Commercial Mortgages are not regulated by the Financial Conduct Authority.
Our adviser will strive to understand your unique situation to find the right mortgage solution for you. We will be there to support you and provide guidance every step of the way.
Residential
Buy to Let
Remortgaging
Equity Release ¹
Commercial ²
Our adviser will strive to understand your unique situation to find the ideal mortgage solution for you. We will be there to support you and provide guidance every step of the way.
Residential
Buy to Let
Equity Release ¹
Commercial ²
¹ A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release. Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity in your home potentially to nothing. Please discuss this with your family and beneficiaries. Please note that this is a referral service.
² Commercial mortgages do not form part of The Openwork Partnership’s offering and are a referral service. The Openwork Partnership accept no responsibility for this aspect of our business.
Fees
What will you have to pay us for our services?
An initial Enquiry is at our expense.
A consultation fee of £147.50 is payable in advance.
A sourcing fee of £347.50 is payable in advance prior to sourcing.
We do not charge a fee for Application, but we do receive commission from the lender.
For complex cases, a fee may be based on an hourly rate.
Hourly charge for advice: £200
Hourly charge for administration activities: £85
An estimation of the work involved will be provided before any work commences.
An example of an advice charge:
If the advice process took 4 hours of a mortgage advisor’s time and 8 hours of administration, your initial charge would be calculated to be £1480.