PLANNING FOR TODAY WITH TOMORROW IN MIND
Wealth Manager
Discover a tailored wealth management strategy designed to meet your unique financial goals. Our experienced team at Strategy Financial Ltd provides expert guidance to help you preserve and enhance your assets. Let us help you achieve financial peace of mind.
Build a Stronger Financial Future
As a Wealth Manager you will have already started your financial journey. Our Wealth Manager programme is designed to help you revisit your existing plans which may be an ISA or an Occupational Pension. We will review these existing arrangements and look alongside your future goals and objectives to decide if these are best suited. We can tailor a financial strategy which is specific to your needs using our specialist knowledge and experience.
Wealth Managers often have ‘later life’ goals such as planning for future retirement or Inheritance tax planning. As your aspirations evolve in your life, so should your financial plan and we will be on hand to review this with you on a regular basis, through using our cashflow modelling service where we will create ‘scenarios’ to help you visualise your ideal future.
An ISA is a medium to long term investment, which aims to increase the value of the money you invest for growth or income or both. The value of your investments and any income from them can fall as well as rise. You may not get back the amount you invested.
Here are some examples of what a ‘Wealth Manager’ could look like:
Sanjay and Roshni are both lawyers. They have two grown up children who they would like to gift to in later life. They have both had a steady income throughout their careers and have their own ISAs and Pensions. However, they are now questioning whether their current arrangements are suited for their future goals and want some further guidance so that they can continue with their retirement provisions.
Hilda is a widower who has been in retirement for some years now. She has one daughter who has her own family now. She has saved into both Pensions and ISAs throughout her career and receives a widow’s pension from her husband. This has now enabled her to have the desired retirement that she hoped for.
Her main residence is now worth over 2 million which has created an Inheritance tax liability. Hilda realises that she does not have the financial knowledge to understand what she can do to help her daughter when she inherits her estate and how to gift to her grandchildren. She now needs a specialist adviser to guide her.
How can we support you to reach your goals?
We offer financial coaching, which can be incredibly valuable for individuals seeking to improve their financial health and achieve their financial goals.
What are the benefits of working closely with us?
You will receive tailored financial advice based on your individual needs and goals. There will be regular contact made to support you stay on track. We empower our clients with our expert knowledge and skills to make informed financial decisions. Finally alleviating financial stress through better planning and management with the support of Strategy Financial Limited.
HM Revenue and Customs practice and the tax law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
Will writing is not part of The Openwork Partnership’s services and is offered in our own right. The Openwork Partnership accepts no responsibility for this aspect of our business. Will writing is not regulated by the Financial Conduct Authority.
Stage 1
Your Goals
We collect all relevant personal and financial data and establish your perceived risks.
Stage 2
Your Information
We collect all relevant personal and financial data and establish your perceived risks.
Stage 3
Analysis
We assess your current position and how you have arrived there, with the intention of making a recommendation on the type of products that will best suit your needs.
Stage 4
Design Your Strategy
Having completed the preparatary work, we will prepare a personal report and recommendations, then set out different strategies which can be used to get you where you want to be.
Stage 5
Implementation
We agree the plan to implement the strategy to help your achieve your objectives over a given period of time.
Stage 6
Regular Reviews
If you choose, we will meet on an ongoing basis to assess your strategy and implement the next steps in your plan.
Stage 1
Your Goals
We collect all relevant personal and financial data and establish your perceived risks.
Stage 2
Your Information
We collect all relevant personal and financial data and establish your perceived risks.
Stage 3
Analysis
We assess your current position and how you have arrived there, with the intention of making a recommendation on the type of products that will best suit your needs.
Stage 4
Design Your Strategy
Having completed the preparatary work, we will prepare a personal report and recommendations, then set out different strategies which can be used to get you where you want to be.
Stage 5
Implementation
We agree the plan to implement the strategy to help your achieve your objectives over a given period of time.
Stage 6
Regular Reviews
If you choose, we will meet on an ongoing basis to assess your strategy and implement the next steps in your plan.
YOUR REVIEW
Wealth Management Service
Having set in place your initial Wealth Management Strategy, to help meet your future Goals and Objectives, it is vital that we review this plan on a regular basis.
Stage 1
Present your Investment Portfolio Reports and discuss market performance.
Stage 2
Present our Investment Brochures and refresh your knowledge of investments.
Stage 3
Update your current income/expenditure, fact find changes and any key life events.
Stage 6
Create and send you a detailed financial report of what we have discussed.
Stage 5
Discuss any required withdrawals or investments and next steps with you.
Stage 4
Use our cashflow modelling tool to illustrate your position and your future projection.
Stage 1
Present your Investment Portfolio Reports and discuss market performance.
Stage 2
Present our Investment Brochures and refresh your knowledge of investments.
Stage 3
Update your current income/expenditure, fact find changes and any key life events.
Stage 4
Use our cashflow modelling tool to illustrate your position and your future projection.
Stage 5
Discuss any required withdrawals or investments and next steps with you.
Stage 6
Create and send you a detailed financial report of what we have discussed.
YOUR REVIEW
Financial Planning Service
Our “Financial Planning Service” is designed to review your existing plan, revisit your long-term Goals and Objectives, and make any adjustments needed to help you achieve financial independence. This Service complements our Wealth Management Service.
Stage 1
Present your Investment Portfolio Reports and discuss market performance.
Stage 2
Update your current income/expenditure, fact find changes and any key life events.
Stage 3
Use our cashflow modelling tool to illustrate your current position and your future projection.
Stage 6
Send you a detailed bespoke financial report of what we have discussed.
Stage 5
Discuss future planning and next steps with you.
Stage 4
Discuss your personal and financial Goals and Objectives.
Stage 1
Present your Investment Portfolio Reports and discuss market performance.
Stage 2
Update your current income/expenditure, fact find changes and any key life events.
Stage 3
Use our cashflow modelling tool to illustrate your current position and your future projection.
Stage 4
Discuss your personal and financial Goals and Objectives.
Stage 5
Discuss future planning and next steps with you.
Stage 6
Send you a detailed bespoke financial report of what we have discussed.
Cashflow Modelling
A customised approach based on your goals.
Our cashflow modelling is a tool that visually helps you plan your financial future. It collects details about your current money situation such as savings, investments, income, and expenses. It predicts how your money will grow in line with inflation and other life events like retirement.
Helping you to see if you are on track to meet your goals and what changes you might need to make.
Each client is provided with a basic cashflow plan during their onboarding process. This plan is reviewed and updated annually, enabling you to visualise and assess any financial shortfalls and track the progress we make in addressing them.
Cashflow Modelling Sample
